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Nils Larsen Manager Offers Tips for Staying on Track With Financial Goals

  • March 2, 2022
  • Darren
Nils Larsen Manager Offers Tips for Staying on Track With Financial Goals
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LOS ANGELES, CA / MARCH 2, 2022 / Nils Larsen manager has more than 20 years of experience as a financial portfolio expert. His job is to help clients create financial goals and achieve or exceed them. Larsen recently offered his top tips for staying on track with financial goals.

“Achieving financial goals looks different for everyone,” Manager Larsen said. “My job is to make reaching those goals easier, whether my client is looking to pay down college debt, finance a home, or plan for retirement.”

Establish the Desire

Larsen explained that the first step in accomplishing goals is to create realistic ones. The aspiration needs to be as specific as possible. It should also be attainable.

“There is no way for someone to accomplish a financial goal if they’re not quite sure what it is,” Larsen said.

Larsen suggested putting the goal on paper and being as defined as possible. He advised that married individuals sit down together to create a clear list that both individuals understand and are willing to achieve.

Prioritize

Nils Larsen emphasized the importance of prioritizing financial goals. Most individuals and families have more than one money-saving aspiration. Some are short-term, and others are for decades down the road.

He suggested creating a priority list and revisiting it every six months. His clients often realize they’ve already achieved some goals on their list, and other priorities can be added.

Measure Financial Goals

Nils Larsen, manager of finances added that all established goals should be measurable. He explained that a goal like paying off debt is measurable because you can choose an amount you want to pay per month or year and continuously achieve that goal.

“Getting out of debt is one of the most important financial goals because it can lead to achieving other financial aspirations,” Larsen said. “I advise many of my clients to create goals to tackle debt first because it always holds individuals and families back.”

Spend and Save Intentionally

Nils Larsen explained countless instances where the average person spends money they’d rather be saving. He explained that cutting out a daily latte for five years and putting that money in an investment account will result in about $8,000 in savings. Doing the same for 15 years will result in $45,000.

The point is to consider all purchases before making them. Larsen suggests that every family create a monthly budget and stick to it, even if that means sacrificing some luxuries.

Nils Larsen Manager and Financial Planning

Nils Larsen is considered an expert in the field of financial portfolio management. He has more than two decades of experience in the industry and prides himself on the many financial goals he has helped his clients achieve.

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  • Financial Goals
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San Francisco has long been thought of as a town a bit too far left of left. As James Hurysz and others remember, it’s had a long history of being liberal, free-flowing, and far less conservative than other locales. However, it’s also been a city of change, being the birthplace of the tech boom as well as the ancestral home of some of the most prolific and influential writers and artists in the 1960s and 1970s. Unfortunately, today, San Francisco is leaning so far off track, it has now triggered just as much of a hard reaction by pushing back. James Hurysz reflects on the same view as others on the outside; the city’s government has embraced the idea of non-enforcement to the point that homelessness, drugs, and crime have made the city unlivable for regular people and businesses. And that has pushed businesses to the point of something that is fundamental to American independence: a tax revolt. The frustration and anger of businesses in San Francisco aren’t restricted just to the City by the Bay, from what James Hurysz sees online. It’s been happening across the country in other locations with a similar attitude towards social leniency. Unfortunately, too much leniency has come with too much of a cost. Businesses are constantly being robbed or vandalized, customers threatened, and sidewalks soiled badly on a daily basis. Yet, when business owners beg the municipality for help and law enforcement, the most liberal cities have taken a “hands-off” approach. As a result, many businesses have gotten to the point where they are closing, leaving, and failing. Those ventures that have survived to date are drawing a line in the sand, refusing to pay any more in business taxes to get their cities’ attention. James Hurysz is not surprised or shocked. Cities are no different than any other organic development, argues James Hurysz. They thrive best with a balance. Clearly, the zenith of conservatism is a police state run by corporations, and the extreme opposite is what is happening in San Francisco. Neither are healthy or long-lasting. Ideally, a healthy city is one that finds a balance between social liberalism and protecting its business community so that income generation can help long-term growth and support the city’s programs. When, however, municipalities treat their businesses like cash cows, only good for income and no protection at all. Then, at some point, James Hurysz notes even the most giving of companies have a breaking point. That is what is happening in San Francisco with its small business tax revolt. The sentiments today are no different from those of the colonists during the Boston Tea Party. At a certain point, the colonists under the abuse of England using them as a tax coffer got sick of their treatment. And they pushed back. While no one expects San Francisco to be the start of the next American Revolution, the aspect of government delegitimizing itself still exists. And if those in local government don’t pay attention, they will find their entire system being fundamentally changed again from the ground up. Balance protects all elements, social and business. Protect the balance and everyone grows within limits. Ignore it, and change comes quickly and chaotically
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