Agency Manager Wellman Shew discusses ways for people to save money on insurance premiums
Insurance premiums can cost hundreds of dollars a month – and enter the four and five-digit realm for commercial businesses. Many people look to cut down on coverage levels to keep premiums affordable.
Wellman Shew, the owner of Shew & Company Insurance Services, has been in the industry for over 30 years. He founded his company in Fresno, California, in 2005 with the intention of helping more people afford insurance that will truly fit their needs. He has been such an inspiration throughout the city that he was even awarded a “Wellman Shew” day in the City of Fresno.
The area that Shew specializes in includes employee benefits, health savings accounts, life insurance, and disability insurance. He understands that premiums can be particularly high in these areas and works with people to control the costs.
Knowing the Types of Insurance
Wellman Shew explains that most people know that they need insurance, but they don’t know what kind of insurance they need. Particularly when it comes to health insurance, people are lost.
Home insurance is easy – you have a home, and you obtain home insurance.
Health insurance involves various choices:
- Health savings accounts
- HMO
- PPO
- EPO
Additionally, there are employer-sponsored and private plans that are available. It can be overwhelming to navigate the options, and that’s when people often begin to spend more on insurance products than what is necessary.
Wellman Shew suggests that a person reach out to a licensed insurance agent in their state to learn more about the types of insurance. Knowledge is power, and it can be one of the easiest ways to save money.
How to Find the Right Agency According to Wellman Shew
Wellman Shew, the agency manager of Shew & Company Insurance Services, has been operating in California since 2005. Over the years, he has spent a significant amount of time working with individuals and businesses alike. He believes that the best way to save money on insurance is to work with an experienced insurance agent.
Insurance agents are capable of navigating the various insurance companies and products. Customizable policies can be created. Further, it’s possible to get multiple quotes without having to be in touch with multiple companies.
An insurance agent should be chosen based on what an insurance agency has to offer. Not all agencies offer the same insurance products. Further, not all have premium reputations, so reading reviews is critical.
Shew recommends taking the time to research an agency. They should be licensed within the state of the business or individual. Further, they should have experience in the products that are offered and have multiple agents who can reach out and offer assistance.
